Get In Touch

  • This field is for validation purposes and should be left unchanged.

Jewellers Block Insurance

Jewellery stores, wholesalers and manufacturers require expert advice and guidance in structuring their insurance program

Read More

Policy Overview

Jewellers Block Insurance provides specialised protection for businesses involved in the jewellery industry, offering coverage tailored to the unique risks that retailers, wholesalers, and manufacturers face. With many years of experience in this sector, we are well-equipped to offer customised insurance solutions, whether you’re a small family-owned jeweller or a large multinational corporation. Jewellers Block Insurance ensures that your stock, property, and business are protected against a wide range of risks, from theft and damage to public liability.

Our insurance offerings include Public and Products Liability coverage, which can extend up to $20 million, ensuring that your business is protected from potential legal claims arising from third-party injury or damage to property. Additionally, we provide unrestricted capacity for stock values, offering comprehensive cover for your valuable inventory, whether it’s in your store, being transported, or on display at an exhibition or trade show. This flexibility allows your business to operate confidently, knowing that all assets are safeguarded.

Tailoring the right Jewellers Block policy is crucial for protecting your business and its valuable inventory. Our policies are designed to meet the specific needs of the jewellery trade, covering everything from the physical loss or damage of goods to liabilities that may arise during daily operations. We understand that the jewellery industry has unique challenges, and our goal is to provide you with a comprehensive and reliable insurance solution that gives you peace of mind, no matter the size or scope of your business.

  • Full theft cover for stock value
  • Displays
  • Exhibitions
  • Contents
  • Glass
  • Entrustments
  • Personal Conveyance
  • Employee Fidelity
  • Work in Process
  • Personal Travel Risks
  • Sendings

Frequently Asked Questions

What does Jewellers Block Insurance cover?
Jewellers Block Insurance covers a wide range of risks, including theft, physical damage, and loss of stock. It also includes Public and Products Liability, which protects your business from legal claims if someone is injured or if property is damaged as a result of your business operations. Coverage extends to stock on premises, in transit, and even while on display at trade shows or exhibitions.
Who should consider Jewellers Block Insurance?
Jewellers Block Insurance is ideal for businesses involved in the jewellery trade, including retailers, wholesalers, and manufacturers. Whether you run a small, family-owned jewellery shop or a large multinational corporation, this insurance provides essential protection for your stock and operations. It’s particularly suited for businesses that handle high-value goods and need comprehensive coverage to mitigate risks.
How does Public and Products Liability work within Jewellers Block Insurance?
Public and Products Liability covers legal liabilities your business may face if someone is injured or their property is damaged due to your products or business operations. In the context of Jewellers Block Insurance, this can include anything from a customer slipping in your store to claims related to the jewellery products you sell. Our policies offer coverage up to $20 million, providing robust protection for your business.
Can Jewellers Block Insurance cover stock in transit?
Yes, Jewellers Block Insurance can cover your stock while it’s in transit, whether it’s being transported between locations, sent to a customer, or displayed at exhibitions or trade shows. This ensures that your valuable inventory is protected at all times, no matter where it is located, reducing the risk of financial loss due to theft or damage during transport.
How does Jewellers Block Insurance handle fluctuating stock values?
Jewellers Block Insurance can accommodate the fluctuating nature of stock values commonly experienced by jewellers. Many policies offer flexible coverage options that allow you to adjust your insured stock levels according to seasonal changes or business demands. This ensures that whether your stock is increasing during peak trading periods or decreasing during quieter times, you always have the appropriate level of coverage in place, avoiding underinsurance or unnecessary premiums.
Can the policy be tailored to meet specific business needs?
Yes, Jewellers Block Insurance is highly customisable. We work with you to assess the unique risks your business faces and design a policy that fits your specific requirements. Whether you need specialised coverage for manufacturing processes, stock in transit, or liability protection, we can create a policy that ensures all aspects of your jewellery business are fully protected.

Related Services

Prestige Home Insurance

Your prestigious home and precious possessions including valuables and fine art should have insurance in place of equal value.

Read More

Fine Arts Insurance

Fine Art requires an equally fine insurance solution

Read More

Private Vault Insurance

Private Vault Insurance can cover a range of valuables

Read More