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Corporate Travel Insurance

Your responsibility for your employees safety continues whilst they're on business related travel.

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Cover at a glance
  • Covers business owners and employees whist on business related travel
  • Can extend to cover business owners and their families on Leisure trips
  • Assists in your responsibility to keep your employees safe whilst on business travel

Policy Overview

As a business owner, your responsibility for the safety and well-being of your employees doesn’t end at the office. When employees travel for business, they face a variety of risks, from medical emergencies to travel disruptions and lost personal belongings. Corporate Travel Insurance provides essential coverage to protect your employees and business owners while they are on business-related trips, ensuring that unforeseen events don’t disrupt operations or put individuals at financial risk.

Corporate Travel Insurance offers comprehensive cover for a wide range of exposures that can occur during business travel. This includes medical emergencies, evacuation costs, trip cancellations, lost luggage, and even personal liability. For business owners, the policy can also be extended to cover leisure trips for themselves and their families, offering additional peace of mind. Whether your employees are travelling domestically or internationally, Corporate Travel Insurance provides a safety net that ensures their protection and financial security throughout the trip.

This type of insurance is designed to cover the unique risks associated with business travel, offering tailored protection to meet the needs of modern businesses. From flight delays and missed meetings to more serious incidents like medical emergencies or accidents, Corporate Travel Insurance ensures that your employees—and your business—are protected from the unexpected. In a fast-paced world where travel is essential for business growth, this insurance offers both security and confidence for all parties involved.

Corporate Travel can provide cover for the following:

  • Emergency Medical and Evacuation expenses whilst overseas
  • Lost or Damaged Luggage and Personal Effects
  • Injury and Sickness whilst travelling
  • Cancellations, missed transport and Transfers
  • Rental Vehicle Excess cover
  • Personal Liability whilst travelling
  • Kidnap and Ransom

The information provided on this page that may have been implied is General Advice only and does not take into consideration your specific needs, risk appetite or financial requirements. Please contact our office to discuss and review your needs and the appropriate financial product best suited to meet your requirements . Before purchasing any financial product, you should always read the Product Disclosure Statement to ensure the product is suitable for your needs.

Frequently Asked Questions

What does Corporate Travel Insurance cover?
Corporate Travel Insurance covers a wide range of risks that may occur during business travel, including medical expenses, emergency evacuations, trip cancellations, lost luggage, flight delays, and personal liability. It ensures that employees and business owners are financially protected while travelling for work-related purposes.
Who needs Corporate Travel Insurance?
Corporate Travel Insurance is essential for businesses where employees or business owners travel regularly for work. Whether it’s domestic or international travel, this insurance provides protection against the various risks associated with being on the road, in the air, or abroad. It’s particularly useful for businesses that rely on frequent travel for client meetings, conferences, or site visits.
Can Corporate Travel Insurance be extended to cover leisure travel?
Yes, Corporate Travel Insurance can be extended to cover leisure trips for business owners and their families. This means that business owners can enjoy the same level of protection during their personal trips as they would on business-related travel. It’s a flexible option that offers broader coverage beyond just business travel.
What happens if an employee experiences a medical emergency while travelling?
Corporate Travel Insurance provides cover for medical emergencies, including hospitalisation, medical treatment, and emergency evacuation if necessary. If an employee experiences a serious health issue while travelling, the policy will ensure they receive appropriate care and can be evacuated to a suitable medical facility if required.
Does Corporate Travel Insurance cover trip cancellations or disruptions?
Yes, Corporate Travel Insurance typically includes coverage for trip cancellations, delays, or disruptions. If a trip needs to be cancelled or delayed due to unforeseen events such as illness, extreme weather, or other emergencies, the policy can cover the costs associated with these disruptions, such as non-refundable expenses and rebooking fees.
What type of trips are covered under Corporate Travel Insurance?
Corporate Travel Insurance covers business-related trips, both domestic and international, for employees and business owners. Depending on the policy, it can also include coverage for leisure trips taken by business owners and their families. The policy can be tailored to ensure that all relevant travel is protected, regardless of the destination or length of stay.

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